About Us - Our Terms & Conditions


Yes Credit Store Corporation is accredited and enjoys A+ ratings by the Better Business Bureau.  We have been serving working folks and retirees since 1988 and enjoy a flawless record of service.  Unlike many online companies, we are available by phone 877-973-1222 to answer any of your questions.


Yes Credit Store Corporation operates YesStore.Club and offers two ways to shop: 1) Shop our product collections, add-to-cart and checkout by selecting your spending limit approval company as your payment method or 2) Shop favorite online stores, place special orders through us and checkout by selecting your spending limit approval company as your payment method. Each order must have at least one product with a value of $200 or more. Our finance solutions offer a broad range of approvals. 


Yes Credit Store Corporation is a Florida Corporation with executive offices located at the Bank of America Building 50 N Laura Street-25th Floor Jacksonville, FL 32202 877.973.1222.  The company is managed by experienced active and retired professionals with careers in investment banking, accounting, law, management, marketing and administration.  The company mission is providing working families a level playing field for big-ticket consumer durable purchases.      


In December 2000, the company began in Florida leasing-to-own personal computers for 120,000 eligible government employees.  Perfect credit was not required, and customers repaid the company systematically through payroll deductions (no longer offered) from their government paychecks.  In 2008 the company expanded into California.  During 2018 the company expanded further by becoming a sponsored employee supplemental benefit for more than 100 million US employees employed by many of the country's largest employers.  Beginning 2020, YesStore.Club expanded their marketing nationwide through social media to working folks and retirees. 


YesStore.Club offers the largest selection of consumer products by any US lease-to-own company. No credit required and instant decisions. Customers add-to-cart and checkout using their approved spending limit to pay-over-time.  Affordable payments and creative solutions for those with less-than-perfect credit. Upon approval of your lease-to-own agreement, funds will be sent to us electronically in a few business days. In the meantime, once customer approvals are confirmed, orders are released for shipment or store pick-up, sometimes as soon as same day.  

YesCredit.Club offers buy now, pay later for your favorite brands of eGift cards (immediate email delivery). Shop, add your favorite eGift cards to your cart, check out, and make four equal interest-free payments over six weeks. The first payment is due when you place the order.

FULFILLMENT - same-day email delivery of your favorite brand name e-gift cards.

RETURN POLICY - There are no returns or exchanges. All sales are final.